KABILA FUNDINGS

Transform Your Dreams to Reality

Borrow €1,000 - €1 million to scale your plans, stock up for growth or just create a cash flow cushion.

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Business Loans

Angel Investors

About Us

Brief history

Over the decade Kabila Fundings has grown from an ambitious fintech start-up to one of the fastest-growing and biggest business lenders in Europe. Now we're a team of around 400 in Berlin and Frankfurt working towards the goal of funding one million small businesses.

Business Loans

Due bills payment

Purchasing stock

Purchasing equipment

Marketing

Let’s Do Great Things!

Join millions of people that work with us to archieve their dreams

2.80 million+

Worldwide clients

Work Process

Unleash Your Business Hidden Potential

Get started with 4 simple steps

01

Apply online

02

submit plan

03

Get approved

04

Repay loan

What we offer

We support businesses

Take your business further with a business loan

Kabila offers business loans ranging from €1,000 to €1 million, designed to help companies manage cash flow, purchase inventory, or invest in growth. These loans come with flexible repayment terms from 1 day to 60 months, and decisions are made within 24 hours. Borrowers can repay early without incurring fees.

A Kabila business loan can be structured either as a lump sum or a line of credit. The funds can be used for various business-related purposes such as hiring staff, expanding operations, or improving liquidity. Repayments are typically made monthly and may be fixed or variable depending on the loan type. Interest rates and terms vary based on the lender, the amount borrowed, and the business’s financial profile.

Kabila emphasizes transparency and flexibility, allowing EU businesses to choose how much they borrow and when. Interest is only paid on the amount used, giving borrowers greater control over their finances. Available loan types include term loans, short-term loans, and large business loans up to €1 million.

Angel Investors

Angel investors are a key alternative to traditional debt financing, especially for small, early-stage, or pre-revenue businesses that may struggle to secure loans. These investors typically invest their own money in exchange for a minority equity stake (usually 10–25%) in the business.

Beyond funding, angel investors often provide valuable mentorship, business expertise, and access to networks. They usually take a hands-on role and maintain a close relationship with the entrepreneur over several years.

Angel investments in Europe typically range from €100,000 to €2,000,000, depending on the business’s needs and growth potential.

Angel investors may operate individually or as part of a syndicate, where a lead angel coordinates the deal and maintains ongoing contact with the business, sometimes serving as an advisor or non-executive director.

Clients Testimonials

Your Business Goals a Confidence

Discover how Kabila business loans have empowered entrepreneurs and companies across the EU. From fast approvals to flexible repayment options, our clients share how Kabila helped them grow, manage cash flow, and seize new opportunities with confidence.

Kabila’s loan helped me restock my store ahead of the holiday season. The approval was fast, and I appreciated the flexibility in repayments. Highly recommended!

Anna M.

Retail Business Owner – Warsaw, Poland

We needed quick funding to hire developers and launch our MVP. Kabila’s transparent terms and no early repayment fees made the process smooth and stress-free

Jean-Luc D.

Tech Startup Founder – Lyon, France

Thanks to Kabila, we were able to expand our warehouse operations without disrupting our cash flow. The line of credit option was perfect for our needs

Marta S.

Logistics Manager – Berlin, Germany

I was impressed by how quickly Kabila responded. Within 24 hours, I had the funds to renovate my café. The interest-only-on-used-amount model is a game changer.

Carlos R.

Café Owner – Barcelona, Spain

The loan helped me launch my new collection, but I found the documentation process a bit lengthy. Still, the support team was helpful throughout.

Elena T.

Fashion Designer – Milan, Italy

Kabila offered competitive rates, but the variable interest option made budgeting a bit tricky. I’d prefer more predictability in repayments.

Tomasz K.

Construction Contractor – Kraków, Poland

I got the funding I needed, but the initial application was slightly confusing. Once approved, everything went smoothly.

Sophie L.

Event Planner – Brussels, Belgium

The loan terms were fair, but I wish there were more tailored options for seasonal businesses. Overall, a decent experience.

David N.

E-commerce Entrepreneur – Amsterdam, Netherlands

Customer service was responsive, but I had to wait longer than expected for final approval. Not ideal when time is critical.

Nina B.

Marketing Consultant – Dublin, Ireland

Ask Question

Innovation Moves You Forward

The cost of a small business loan vary significantly based on the type of loan, the loan amount and the term length. For instance, an Kabila business loan starts from 2% per month.

Kabila business loans follow a monthly repayment schedule, with minimum repayments due once per month. Your first repayment will be due 30 days after drawing down the loan.

This will depend on the term length of your loan. For an Kabila business loan, this will range between 12 months to 60 months. Although you may not have to hold the loan for the full term: with Kabila, you can repay your loan early anytime, with no early repayment fees.

Absolutely! You don't even have to wait until the loan has ended, as you'll also be eligible to apply for a top up once you’ve repaid between 15-33% of your loan, depending on the loan term. We’ll just need some fresh info about your business to make a decision.

You can apply for an Kabila Flexi-loan, which is an unsecured business loan. Unsecured loans do not require collateral, although you may be required to provide a personal guarantee for security.

Got questions about our business loans? Our FAQ section covers everything from application steps and repayment options to loan types and eligibility. Find clear, straightforward answers to help you make informed financial decisions with confidence

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Transform Your Dreams to Reality

Business Loans

Angel Investors

Brief history

Business Loans

Due bills payment

Purchasing stock

Purchasing equipment

Marketing

Let’s Do Great Things!

2.80 million+

Unleash Your Business Hidden Potential

01

Apply online

02

submit plan

03

Get approved

04

Repay loan

We support businesses

Take your business further with a business loan

Angel Investors

Your Business Goals a Confidence

Anna M.

Jean-Luc D.

Marta S.

Carlos R.

Elena T.

Tomasz K.

Sophie L.

David N.

Nina B.

Innovation Moves You Forward

How much does a small business loan cost?

When do I need to start repaying my small business loan?

How long do I have to repay my business loan

Can I take a new loan once my first loan has ended?

How to get a small business loan without collateral?

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2K+

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Strategic Solutions for Business Growth

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